EMPIRE FINANCIAL SERVICES, LLC

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President John Baker
Direct: (253) 508-3217
14900 Interurban Ave. S. Ste. 271 
Seattle, WA 98168

  • Urban and Suburban Markets
  • Commercial Loans Nationwide
  • Construction and Rehab Loans for Washington, Oregon, Idaho, and Colorado
  • Residential Loans for Alabama, Colorado, Florida, Georgia, Louisiana, Massachusetts, Mississippi, New Jersey, New Mexico, South Carolina, Tennessee, Texas, Virginia, and Washington
  • Cannabis Loans for  Colorado, Nevada, Oregon, and Washington
  • Bankruptcy & Foreclosure Bailout Loans
  • Probate and Tax Liens
  • Second Mortgage Loans for Washington
  • Non-Bankable Transactions
  • ​Delinquent Property Taxes

Property Types


  • Single Family Residence - Investment Only
  • Multi-Family
  • Offices
  • Retail Buildings
  • Strip Malls
  • Shopping Centers
  • Industrial Buildings
  • Mixed Use Buildings

Commercial loans


  1. Income Producting Properties
  2. Refinance And Purchase
  3. Loan Amounts $200K To $5MM
  4. LTV Up To 75%
  5. Terms 1 TO 8 Years
  6. Second Mortgages Available (WA)
  7. Interest Only
  8. Stated Income

Residential Loans


  1. Non Owner Occupied
  2. Refinance And Purchase
  3. Loan Amounts $200K TO $75MM
  4. LTV Up To 75%
  5. Terms 1 To 8 Years
  6. Second Mortgages Available (WA)
  7. Interest Only
  8. Stated Income
  9. No mortgage seasoning for the following states: CO, FL, WA, GA, LTV 75% - 80%
  • Warehouses
  • Assisted Living
  • Medical/Dental
  • Light Industrial
  • Self-Storage
  • Residential Care Facilities
  • Mobile Home Parks
  • Churches
  • Gas Station/Convenient Stores

Commercial & Residential Loans

​Cannabis Loans


  1. Commercial Properties
  2. Loan Amounts $200k to $3.5MM
  3. LTV Up To 65%
  4. Terms 1 To 3 Years
  5. Interest Only
  6. Stated Income
  7. Additional Collateral May Be Required

Construction and Rehab Loans


  1. Commercial And Residential
  2. Rehab
  3. Loan Amounts $200K To $5MM
  4. LTV Up To 65%-75%
  5. Terms 9 Months To 36 Months
  6. Interest Only
  7. Loan Amounts Are Based On Completed Value
  8. Property Must be Shovel Ready To Build
  9. Stated And Full Income